Free debt

Free debt advice. Expert help is at hand.
We deal with clients with a range of debt problems. Your first step should always be to get free expert debt advice, based on your personal circumstances. No matter what your debt problem, we’ll be able to help.

Over the last twenty years, we’ve helped more than two million people, many of whom have faced exactly the same kind of situation as you.

How can I get debt advice?
Our Debt Remedy online advice tool takes just 20 minutes to complete and will give you a debt solution tailored to your circumstances. It’s anonymous and free of charge.

Alternatively you can call our debt helpline and speak to one of our advisors. They will ask for any information that we need and we'll advise you on the best way to deal with your debts. If necessary, we'll arrange a follow-up phone appointment at a time that suits you.

What do I need to have ready?

To get the most out of Debt Remedy, or a call to our telephone debt helpline, it’s useful to have the following details to hand:

Details of all your debts
We’ll gather details of your income, outgoings, unsecured debts and any assets you have.
Your income
including any benefits or pensions.
Your household bills
for items such as food and utilities, with details of any missed payments.
Approximate values of assets
like your home or car.
To learn more about debt advice from StepChange Debt Charity, watch our video.